CFO Services

At Bear Country Consulting, we help Knoxville businesses gain clarity and control over their finances with fractional CFO and outsourced accounting services. Whether you’re struggling with cash flow, planning for growth, or preparing for lender conversations, our team delivers CFO-level insight without the cost of hiring in-house.

A fractional CFO is a senior financial leader who works with your business on a part-time basis. This gives you the strategic insight of a CFO budgeting, forecasting, reporting, and decision support while keeping costs flexible.

 13-week rolling cash flow plans so you never face surprises. 

 Track performance against realistic, data-driven goals. 

 Visual reports (“Bibles”) that turn numbers into decisions. 

Bank-ready reports, pitch decks, and financial clarity for funding. 

 Bookkeeping, reconciliations, and month-end close so your financials stay audit-ready. 

A fractional CFO is a part-time or outsourced financial leader who provides the same strategic expertise as a full-time CFO — without the full-time salary. They help with cash flow forecasting, financial reporting, budgeting, and growth planning.

The cost of a fractional CFO varies based on the scope of work and hours needed. At Bear Country Consulting, we tailor packages to your business — giving you CFO-level support at a fraction of the cost of hiring in-house.

• Bookkeeper – Records daily transactions and reconciles accounts.
• Accountant – Ensures compliance, prepares statements, and helps with taxes.
• CFO – Provides financial strategy, forecasting, and decision support to guide growth.
  

Bear Country Consulting offers all three — so you get seamless support from data entry to executive strategy.

Yes — bookkeepers and CPAs handle recordkeeping and compliance. A fractional CFO goes further, providing forward-looking strategy to help you plan for cash flow, expansion, and funding. Together, they create a complete financial team.

We work with a wide variety of businesses across Tennessee, Florida, Texas, Missouri, and others including real estate, hospitality, construction, professional services, and small business startups. Our systems are built to scale with you.

Most clients see immediate benefits in cash flow clarity, faster reporting, and reduced financial stress within the first 30 days. Long-term, our strategies support growth, profitability, and better decision-making.